How to keep up with your goals once you have actually stopped working. Setting your target savings number right is an important part of the retirement planning process, but it’s just one thing to consider. Making sure you’re able to achieve and maintain your goals after you’ve retired is another. This […]

For years you’ve focused on your career and saving for retirement. In doing so, you may have lost sight of the big picture of what your ideal retirement would look like – and how you might make it happen. As your primary working years wind down, and the reality of […]

Getting together with family over the Holidays presents a unique—albeit delicate—opportunity to discuss finances with your aging parents. We live in a society where asking people about their money is considered rude. Many families are secretive about their savings.  Despite the discomfort, consider how caring for your parents financially might […]

When it comes to claiming Social Security retirement benefits, you may want to consider waiting to start benefits when you’re 70. That means not starting benefits when you’re 62 (which is still popular with many), nor even full retirement age (which is somewhere between 66 and 67 for most Baby […]

Your life is always changing. Is your budget keeping up with the times? Writing a budget and sticking to it is one of the most effective ways of taking control of your personal finances. A well-designed budget shows you exactly where your money is going and enables you to easily […]

A solid retirement plan is about much more than a collection of investments and insurance products. Be organized about your approach. Here’s how. If the past year has taught us anything, it is that so many things in life feel “out of our control.”  The COVID pandemic certainly has dominated […]

Now that the pandemic is easing, we are beginning to spend again. After I was vaccinated, my friends and I took a long-awaited “girls’ trip” to Mexico. Prices were still low; each of us paid less than $500 to stay at an all-inclusive resort, and the memories we made are […]

One of the first rules of entrepreneurship is you’re never supposed to mix your business and personal finances. But sometimes, business owners will go too far in the opposite direction, spending so much time running their business, working on their business, and investing profits back into their business that they […]

Americans rank their finances as the No. 1 cause of their stress. Not surprisingly, there is also a lack of financial literacy in this country. And while financial education programs are on the rise (it’s required in school curriculums in 37 states), we still have a long way to go. […]

Eagerly awaiting your tax refund? Before you start an online shopping spree or earmark the money for something really big, like an 85-inch TV, stop and think for a moment. Yes, you deserve to treat yourself, but this may be the time to do something boring and practical with your […]