We often get asked about what makes a Certified Financial Planner™ different from a financial planner, and the difference is significant when it comes to choosing someone to manage all the pieces of your financial life. Financial planning requires looking beyond your investment portfolio at the bigger picture of the […]
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Scammers, fraudsters, and other criminals are taking advantage of rapidly changing data and facts associated with COVID-19, both in the workplace and in our homes. Government agencies, corporations, and news outlets continue to warn individuals to be mindful of increased fraudulent activities during these uncertain times. These scams, which can […]
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“Circumstances don’t make the man; they only reveal him to himself.” ~ Epictetus I apologize for the gender specific quote, but I think everyone gets the message: Know thyself. It is at times like these that previously unknown internal fears reveal themselves. Due to my 20-plus years of experience, I […]
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That is the cry of many investors to their advisors at times like these. No, I am not talking about just the Coronavirus times but anytime the market takes a severe and quick drop. Certainly, the S&P 500 down more than 25% within a month is disturbing to us all, […]
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I know we have been communicating a lot with everyone lately, but at times like these we believe that there is no such thing as too much communication. We know information is coming at our clients, friends and relatives from all directions – and not all of it is helpful. […]
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When the financial markets get volatile, as they have lately, our resolve and patience get tested. You must ask yourself, “Am I glass half full or glass half empty” person? I’m a glass half full kind of guy, and as a financial planner, I say look for the opportunities the […]
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President Donald Trump signed this bipartisan bill into law on Dec. 19, 2019. The Act seeks to aid Americans’ ability to save for retirement. Although there are 29 provisions, LPL Financial has outlined some of the key highlights. As always, we are happy to talk with more about these new […]
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Read more about the Coronavirus and its impact on the US economy in an economic research report put together by First Trust. Read Article
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To live a long life, you’ll need a healthy supply of money to go the distance with you. The risk of outliving your money is called “longevity risk.” Begin early and follow the good financial habits outlined below, and you’ll increase the likelihood that your money will last as long […]
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Linda and Peter are worried about their financial future. “We want our one-year-old son, Raymond, to go to college, but we’re concerned that in 17 years, the cost might be more than we can afford,” says Peter. “We also need to save for our retirement,” adds Linda. “Can we reach […]
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